Archive for the 'Credit + Ratings' Category

Second Mortgage

Sunday, October 26th, 2008

A second mortgage is a mortgage whose terms are subordinate to the first mortgage. Loans with a second mortgage are usually done when the homeowner needs money in order to pay for an existing loan.
Second Mortgage or Refinance?
This is a question every homebuyer is faced with when shopping for mortgages. Take this scenario: A homeowner […]

Is Now the Best Time to Buy that House? Find Out First If You Qualify

Saturday, August 30th, 2008

Buying a house is both exciting and scary, especially for the first-time buyer.  Most people prefer to factor in timing, in order to get the best rates.  But other than being able to understand market trends, there are other things you need to look at to see if you qualify for that home mortgage.
You have […]

Secret Tips To Improve Your Credit Score

Monday, August 11th, 2008

So you can not get a loan. Most likely your credit score is the culprit. Credit Score of every loan applicant is taken as a guiding factor before further appraisal. People with low credit scores are more likely to be rejected for a loan or at best be given a small amount for a loan, […]

The Downside To Advance Payday Loans

Saturday, June 14th, 2008

If you are in dire financial state and need money desperately, advance payday loans will come ion handy. You should however note that such loans carry phenomenal interest rates. You could be set back by as much as 15% interest. The people who use these things are all or almost all really poor people just […]

Three Reasons Why You should Know and Monitor Your Credit Score

Sunday, June 8th, 2008

What the heck is credit score? If you are still ignorant about your credit score, better check out now. We will now analyze why you should always keep track of your ratings with creditors, and how to monitor your credit score.
First up, a brief introduction. Your credit score is worked out after […]

Manage Your Bad Credit With Debt Consolidation

Thursday, June 5th, 2008

You can not separate Bad Credit Debt Consolidation from each other. If and when you fail to repay your loans,your creditor can take you to court for recovery. Whatever the type of your borrowing, be it a mortgage, a car, or a personal loan,i you default in repaying, be prepared to be subpoenaed to court. […]

A Guide to Bad Credit Auto Loan

Tuesday, May 13th, 2008

Today almost everybody who is somebody needs an automobile of high quality. You need not be dependent on anybody for moving from place to place if you have your own vehicle.
These days,taking auto loan is the preferred method of buying a vehicle. In fact, financing is necessary for most people to be able to purchase […]